Friday, January 24, 2020
In praise of the F Word, by Mary Sherry :: Failing Students Who Deserve to Fail
In the article ââ¬Å"In praise of the ââ¬Å"Fâ⬠Wordâ⬠Mary Sherry discusses the ââ¬Å"Fâ⬠word, which means failure. Basically Mary Sherry stated that the kids of today are getting cheated out of a good education. They are passing through the school system because some are good kids and they do not create any problems in the classroom. But, at the same time employers are also being cheated because they expect graduates to have the basic skills. She also stated that Diplomas are considered meaningless because most of these kids who were awarded one could not read or write properly and therefore, they are back in night school along with adults who are trying to get their G.E.D. Mary Sherry teaches an evening class and came to the conclusion that kids are being cheated when she asked them to write about an unpleasant experience in school. They all wrote something negative, they were crying out for help. It was also indicated that the teachers should have been more forceful in using the ââ¬Å"Fâ⬠word. Instead, these kids are now very angry and resentful for being passed along. It was also noted that your environment should not be an issue because most kids do not take school seriously and the teachers should have been more forceful with the ââ¬Å"Fâ⬠word. This also causes the employers to be cheated out of what they expect from their employees. Employers are also being cheated because the teachers fail to do their job right. For example, if a student went to school to be a nurse and is passed because he or she doesnââ¬â¢t disrupt class and was a good student this cause them to get a diploma. However, when they get into the real world they cannot deliver what is expected of them and can also be very costly for the employers. Therefore, the employer has no choice but to rehire and retrain. If the teacher were using the ââ¬Å"Fâ⬠word then the student would take the class more seriously and realize that their future is at stake. Finally, Mary Stated that Many people can rise above any situation if they are motivated, encouraged and knowing that they have something at stake to loose.
Thursday, January 16, 2020
Building Working Relationships With Customers Essay
Effective communication strategies can help towards building strong working relationships with clients and customers and are very important for the progress of any company. It is essential to create a good impression and therefore it is important that the employeeââ¬â¢s self presentation meets the expectations of the customer and leaves them with an overall positive opinion. Employeeââ¬â¢s appearance is essential for creating a good first impression to the customer. It is important to look professional and to dress appropriately according to your working environment. While some companies require smart dress code at all times, for others wearing a suit may be seen as too dressy and would suggest that the employee is not familiar enough with the type of business. Ideally employees have to carefully consider the type of clients their company is aiming for and do their best to associate themselves with them, always aiming for a neat and tidy appearance. Major factor for oneââ¬â¢s self presentation is their attitude towards clients. It is vital to show interest in meeting the customerââ¬â¢s needs and making them feel valued. A successful employee always shows engagement to a query and ideally aims to be more-productive, customer-focused and profit-gathering. Their manners should display positivity and helpful attitude at all times. It is important to be attentive and respond appropriately to customersââ¬â¢ needs and focus on delivering business results. Satisfied customers are likely to give good feedback about your work and are more likely to remain loyal, making future purchases repeatedly. They are considered a real asset to the organisation and ideally would still choose to use the same company over going for a competitorââ¬â¢s services. Moreover their positive feedback can attract new potential clients, contribute towards achievement of wider business goals for the company and make it more successful at the marketpla ce. In order to be able to deal more efficiently with their clientsââ¬â¢ needs, companies have various protocols designed to improve their employeesââ¬â¢ customer service and productivity. The protocols consist of a set of guidelines covering the correct conduct towards customers, setting out the main duties which customer-facing employees have to be able to carry out. Thus the company ensures that its employees are delivering a consistently high level ofà service to the customers. Protocols usually cover key areas of customer service describing how to appropriately respond to customers and how to refer to a relevant individual. This may include telephone etiquette ââ¬â aiming to answer a phone call within three rings and greeting the customer with an exact phrase before taking their details. Responding to e-mails on the same day using the correct wording and sending out letters along with a complimentary slips from the company. It can also cover logging details and processes on to a specific database, creating customer files and recording different actions and outcomes of employeeââ¬â¢s daily duties ââ¬â for example completing flow chart templates showing the progress of a certain task or a project. Protocols are important not only for improving the standards of general customer service and minimising the possibility of errors, but also to protect employees from occasions where unfair claims and disciplinary proceedings which may occur. In my job role as an administrator at a traineeship provider company, I rarely have to contact any external customers and my clients are assessors working at different departments of the same organisation. I am responsible for processing their new learners registrations and have to follow a certain guidelines on a daily basis to ensure my work is done correctly. When receiving a new request I register our new learners for the relevant qualification with the correct awarding body and enter their details on to an online registrations system. The next step is liaising with a colleague from finance department and issuing a purchase order number. I have to make a copy of the new registration details and keep in the learners file. According to my companyââ¬â¢s protocol I have to complete all new registrations within two days from the original submission date and get back to the assessors by e-mail once I have dealt with their request. Although there is no formal etiquette I have to follow when responding to them, it is important that I stick to the protocol and ensure all data is correctly processed and saved. Appropriate communication between customers and employees is essential for any companyââ¬â¢s progress. Showing respect in every interaction is vital and there is certainly no place for negative or rude attitude towards the client. Good telephone manner and polite face-to-face communication is equally important in both formal and informal situations. If any differences in views or ideas occur employees should first try to understand them from the clientââ¬â¢s perspectiveà and then respond by emphasizing what they can do to help resolving the matter. Unfortunately, customers are more likely to s peak up and make a complaint about a bad customer experience, rather than giving feedback about a positive one. On occasions when someone has raised a complaint to me within my company I listen to the client without passing any judgements or rushing to give an advice and follow through with stating what I can do to help resolve the problem. It is important that the customers see a quick and appropriate response to their issue, know that that I am looking forward to helping them and that my organisation cares about providing them with a solution. In situations where I think I cannot resolve a clientââ¬â¢s problem I seek advice and help from a manager or a more experienced employee. I focus on issues and not personalities when I address and pass on the complaint and express appreciation when others give me assistance. In situations when a client has complained about an error made by an employee from my company, the situation is usually dealt with by a department manager or coordinator, who ensures that the customer receives the necessary compensation and that the same mistake would not be mad e again in future. Customer satisfaction is essential for the survival of any business, therefore it is important that the clientââ¬â¢s needs should be met and if possible ââ¬â exceeded. To do that, companies look for employees who can identify what the client is looking for and provide with good service. This can prove to be a challenging task as customer needs are a dynamic feature, based on a wide range of changing factors and it can be difficult to know exactly what someone is looking for. Common basic expectations are helpful high quality products or services and competitive pricing. Employees should be prepared to go above and beyond to satisfy the customer expectations, as this will increase the sales and create additional business opportunities. It is important that needs should be met because then there is a better possibility that the client will choose to do business with the organisation. However, if their expectations of customer service are exceeded they are likely to become loyal customers and use other services in future. Thus the company will stand out, differentiate from the rest of its competitors and has better chances of expanding. Positive worki ng relations with any customer will bring more investments and will make the organisation more popular on the market. It will also allow the employees to get to knowà their customers better, find the right matches for their needs and find new ways to deal effectively with any problems or complaints. Important aspect in building good working relationships is agreeing on certain quality standards and timescales for their requests. By doing so, both parties are agreeing on setting a specific target and the company can make sure it stays focused on the right needs of the customer and knows exactly what has to be done so that the clients are satisfied with the end result. It encourages new improvements and ensures consistency in service. Reviewing customer service provision is the process through which the company receives and evaluates feedback for their services to their clients. There are various ways to do this and most popular ones are informal feedback and completing surveys, comments book and questionnaires. My company often uses online evaluation sheets and has also dedicated a section from its official webpage for comments and suggestions. Customers can choose to remain anonymous when sharing their customer service experience. Although feedback information important, yet sometimes difficult to obtain, companies need to ensure their customers are not pressurised to participate in the evaluation if they are not interested to do so. Building good working relationships with clients helps towards the continuous improvement of companies services, brings more profits and attracts new potential customers.
Wednesday, January 8, 2020
Analysis Of The English Class, My Eyes Opened At New...
Over the course of the English 1B class, my eyes opened to new techniques and to consider new ways to improve my writing. Throughout this course, my class was assigned four essays all of which asking different questions. Some of the essay were more difficult than another because it required more work and research; however, writing these essays helped me to grow as a better writer. During these essay writing process, I was able to grab a sense of what is and what is not essential when writing an essay and to remember to avoid diverging from the essay topic itself. Out of the four essays- Arguing a Position, Proposing a Solution Justifying an Evaluation, and Analyzing Stories- I believed that Justifying an Evaluation was the easiest for me to write. Compared to the other essays, this essay did not require as much work and research as the other essays that required me to find many sources online or offline. Especially because I wrote on the film, Frozen, which was a movie I had already seen and enjoyed, it was easier for me to be more engaged in this essay. I found it a little bit more time-consuming, however, because for a film that I have already viewed many times, I had to re-watch it only now to consider and to analyze the different ways film makers made the movie. The hardest essay to write was Proposing a Solution because I felt that there was already an answer to my question and I did not bring any new points. Also, researching for this essay topic was a lot moreShow MoreRelatedCritical Narrative And Story Telling Style897 Words à |à 4 PagesEnglish 2201 helped me discover not only myself as a writer, but allowed me to go more in depth with learning how to write in the field of my intended discipline. This is the first specific English class I have taken that focused on the style of writing I will need to be familiar in the future with. Because of that fact, I defiantly enjoyed this class. I feel like my knowledge and ability to navigate the writing tech niques of my major have improved and my in-text citations skills have improved greatlyRead MoreI Am The Product Of Clark County Educational System Essay1503 Words à |à 7 PagesReflection Introduction Writing has never been my forte. Nevertheless, this is not to say that I could not write. Throughout the semester with the assigned reading assignments and the given practical writing exercises I have come to grasp a vague understanding, I had never been taught how to write essays correctly. I am the product of Clark County Educational system. I have always struggled through my last classes and hoped to get out of my struggles this semester. One the greatest challenges thatRead MoreGraduation Speech : I Am A Teacher1282 Words à |à 6 PagesWait time has always been a struggle for me as a teacher. During my first year, I always tried to count the prescribed three seconds before moving on to the next question or rephrasing; however, those three seconds always felt like an eternity. As I waited in silence for the student to answer the question, I began to panic, thinking that they did not understand because I had failed to teach them. Other times, I would wait three to five seconds, a nd just as I would begin to move on, the student wouldRead MoreEnglish Theoretical Grammar. Exam Answers12872 Words à |à 52 Pagesaffixes, which together with the root constitute the stem of the word, and grammatical, or word-changing affixes (inflections), expressing different morphological categories, such as number, case, tense and others. With the help of lexical affixes new words are derived, or built; with the help of grammatical affixes the form of the word is changed. in-just-ice-s (prefix+ root+ suffix+ inflection) Word-form is the unity of the stem and inflection: e.g. smiled = smile + ed. The other name for theRead MoreDemat Sale Shares5961 Words à |à 24 PagesEnrollment No. as 8NBNG010 during Semester-III of the M.B.A Program (Class of 2008-10) embodies original work done by her. His work has been satisfactory. Mr. Chirag Joshi Mrs. Parijad Dongure (Company Guide) (Faculty Guide) ACKNOWLEDGEMENT My due acknowledgement to all those people who have helped me during my SIP. This includes my respected Company Guide Mr. Chirag Joshi, Faculty Guide Mrs. Parijad DongureRead MoreStatement of Purpose23848 Words à |à 96 Pages..................................................... 8 I. Social Sciences ........................................................................................................................ 8 Education: Teaching English as a Second or Other Language (TESOL)ââ¬ânon-native English Speaker .................................................................................................................................... 8 Environmental Studies ....................................................Read MorePoems with Theme with Life and Death and Their Analysis8446 Words à |à 34 PagesEI WAI KHAING AN ANALYSIS OF THEMES ON LIFE AND DEATH OF SOME POEMS Abstract: Some basic elements of poem and types of poem are included in this paper. Although there are countless number of poems on Life and Death, only the ones which seem noteworthy are studied and analysed in terms of themes. Different opinions of different poets on life and death found in their poems are also presented and contrasted in this paper. This paperRead MoreFactors That Affect the Communication Skills of Criminology Students9253 Words à |à 38 Pagesin the way he or she writes reports for future presentation to persons who are superior in position. According to Michael Lee, there are factors that help to develop good communicative skills in English and these include the love of reading books. This if developed helps a person to learn the English language better and helps him construct better sentences and paragraphs essential in future career. Another is the initiative to start writing articles, journals, essays, poems and diary. This helpsRead MoreNarrative techniques of Charles Dickens in Oliver Twist and David Copperfield6299 Words à |à 26 Pages FACULTY OF PHILOLOGY THE DEPARTMENT OF ENGLISH LANGUAGE AND LITERATURE Diploma thesis Charles Dickensââ¬â¢s ââ¬Å"Oliver Twistâ⬠and ââ¬Å"David Copperfieldâ⬠: Two novels compared (Narrative techniques) Mentor: Student: Dr. Muhamet Hamiti ArbneshaRead MoreWalt-Disney World Internship Report7881 Words à |à 32 PagesBrief Description of My Internship Fantastic memories of 169 days living in America, almost six months working in Walt Disney World offers an unforgettable experience in my personal life and has great influence in my future professional life. Transferred from an elegant cafà © in Grand Floridian Resort Spa to a crazy busy character buffet restaurant in Contemporary Resort provides me an opportunity to work in hotels with different styles. At the macro level, it enlarges my theoretical knowledge
Monday, December 30, 2019
Spiritual Emergence Versus Religious Emergency Essay
Spiritual Emergence Versus Religious Emergency By Bil Holton | Submitted On March 07, 2015 Recommend Article Article Comments Print Article Share this article on Facebook Share this article on Twitter Share this article on Google+ Share this article on Linkedin Share this article on StumbleUpon Share this article on Delicious Share this article on Digg Share this article on Reddit Share this article on Pinterest Expert Author Bil Holton We hear a lot of people using the phrase more spiritual than religious these days, causing us to ponder what they really mean when they label themselves this way. It has been our experience that there really is a soul deepening difference between spiritual and religious -- a difference we have termed spiritual emergence versus religious emergency. Spiritual emergence is a gradual unfoldment of spiritual expression that causes a minimal disturbance in our everyday functioning because we are somewhat prepared for it, given our disposition for the mystical. On the other hand, there are those who experience what we call religious emergencies, which can cause significant disruptions in their everyday living, because these folks are usually unprepared for mystical experiences since they consider themselves to be more religious than spiritual. Emergent spiritual experiences like visions, deeply felt meditations, out-of-body experiences, apparitions and precognitive dreams are usually exhilarating and life-changing and can be veryShow MoreRelatedRastafarian79520 Words à |à 319 Pages2. Jamaicaââ¬âReligious life and customs. I. Title. BL2532.R37 E36 2002 299â⬠².676ââ¬âdc21 2002074897 v To Donnaree, my wife, and Donnisa, my daughter, the two persons around whom my life revolves; and to the ancestors whose struggles have enabled us to survive and thrive This page intentionally left blank Foreword One of the most useful things about Ennis Edmondss Rastafari: From Outcasts to Culture Bearers is that it correctly traces the connection between the emergence of RastafarianismRead MoreNew World Order in Conspiracy Theory13987 Words à |à 56 Pagesto the beginning of an era where the United States of America is an independent nation-state, but is often improperly translated by conspiracy theorists as New World Order.[1] Inà conspiracy theory, the termà New World Orderà orà NWOà refers to the emergence of aà bureaucratic collectivistà one-world government.[2][3][4][5][6] The common theme in conspiracy theories about a New World Order is that a secretiveà power eliteà with aà globalistà agenda isà conspiringà to eventually rule the world through anà authoritarianà worldRead MoreFrom Salvation to Self-Realization18515 Words à |à 75 Pages4My point here is obvious but usually overlooked: Advertising cannot be considered in isolation. Its role in promoting a consumer culture can only be understood within a network of institutional, religious, and psychological changes. The institutional changes have been much discussed elsewhere; the religious and psychological changes have not. To thrive and spread, a consumer culture required more than a national apparatus of marketing and distribution; it also needed a favorable moral climate. In thisRead MoreHistory of Social Work18530 Words à |à 75 Pagesduring 1500 ââ¬â 1600 A.D. Social Work during 1500 ââ¬â 1600 A.D. Social Work during 1600 -1800 A.D. Social Work during 1800 -1900 A.D . Social Work during 1900 onwards Toflerââ¬Å¸s Agricultural Society: special values about caring for individuals evolve. Emergence of unconditional charity toward individuals in times of hardship Almshouses for the poor and handicapped are established in England. Bubonic plague kills nearly 1/3 of European population. Labor shortages force the State to intervene. Laws passedRead MoreOne Significant Change That Has Occurred in the World Between 1900 and 2005. Explain the Impact This Change Has Made on Our Lives and Why It Is an Important Change.163893 Words à |à 656 Pagesstandard but arbitrary chronological break points. In the decades that followed the Great War, the victorious European powers appeared to have restored, even expanded, their global political and economic preeminence only to see it eclipsed by the emergence of the Soviet and U.S. superpowers on their periphery and a second round of even more devastating global conflict. The bifurcated international system that resulted from the cold war standoff extended the retreat of globalization, but nurturedRead MoreStephen P. Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words à |à 1573 Pages 616 623 Contents Preface xxii 1 1 Introduction What Is Organizational Behavior? 3 The Importance of Interpersonal Skills 4 What Managers Do 5 Management Functions 6 â⬠¢ Management Roles 6 â⬠¢ Management Skills 8 â⬠¢ Effective versus Successful Managerial Activities 8 â⬠¢ A Review of the Managerââ¬â¢s Job 9 Enter Organizational Behavior 10 Complementing Intuition with Systematic Study 11 Disciplines That Contribute to the OB Field 13 Psychology 14 â⬠¢ Social Psychology 14 â⬠¢ SociologyRead MoreStrategic Marketing Management337596 Words à |à 1351 Pagesmix CONTENTS ix 12.17 Integrating the elements of the marketing mix 12.18 Summary Stage Four: Which way is best? Strategic evaluation 13 Criteria of choice 13.1 Learning objectives 13.2 Introduction 13.3 Financial versus non-financial criteria; effectiveness versus efficiency 13.4 Financial criteria 13.5 Non-financial criteria 13.6 Multiple criteria 13.7 Summary 14 Modelling approaches ââ¬â 1 14.1 Learning objectives 14.2 Introduction 14.3 Costââ¬âvolumeââ¬âprofit analysis 14.4 Investment appraisalRead MoreFundamentals of Hrm263904 Words à |à 1056 PagesTraining 189 DIVERSITY ISSUES IN HRM: Training and EEO 190 Determining Training Needs 190 Training Methods 191 Chapter 9 Managing Careers Learning Outcomes 208 Introduction 210 210 What Is a Career? 208 Individual versus Organizational Perspective 211 Career Development versus Employee Development 211 Contents Career Development: Value for the Organization 211 Needed Talent Will Be Available 211 The Organizationââ¬â¢s Ability to Attract and Retain Talented Employees Improves 212 Minorities andRead MoreDeveloping Management Skills404131 Words à |à 1617 Pagesand Evaluation 483 SCORING KEYS AND COMPARISON DATA 485 Effective Empowerment and Delegation 485 Scoring Key 485 Comparison Data 485 Personal Empowerment 485 Scoring Key 485 Comparison Data 486 SKILL PRACTICE Deciding to Delegate: Analysis of ââ¬Å"An Emergency Requestâ⬠SKILL PRACTICE Analysis of ââ¬Å"Biological Warfareâ⬠487 486 9 BUILDING EFFECTIVE TEAMS AND TEAMWORK 489 SKILL ASSESSMENT 490 Diagnostic Surveys for Building Effective Teams 490 Team Development Behaviors 490 Diagnosing the NeedRead MoreExploring Corporate Strategy - Case164366 Words à |à 658 Pageswere increasing by up to 20 per cent annually, causing the CEO of General Motors to declare that ââ¬Ëthe cost of health care in the U.S. is making American businesses extremely uncompetitive versus our global counterpartsââ¬â¢.3 Managed Care Organisations (MCOs) asked consumers for increasing co-pays on branded versus generic drugs and implemented other cost-control measures. Fortunately, litigious US consumers focused MCO attention on offering optimal rather than cheapest care, leaving the door open to
Sunday, December 22, 2019
The Physics Of Solar Energy - 998 Words
Solar energy dates back to 1839 with a French physicist by the name of Alexandre-Edmond Becquerel. His experiment of ââ¬Ëilluminating two electrodes with different types of lightâ⬠marked the birth of solar energy. Years later, William Grylls Adams, along with student assistant Richard Evans Day, discovered that converting solar energy into electrical energy is possible without the need of heat nor moving parts. Unfortunately, their panel couldnââ¬â¢t create enough power to run any electrical equipment. Three men - Calvin fuller, Daryl Chapin, and Gerald Pearson - continued solar study in 1959 and influenced a new era with their discovery of the silicon solar cell which had capabilities of powering small devices. Three years later, solar cells became available for sale, though the price cost an arm and leg at $300 per watt. On the bright side, novelties such as toys and radios were powered by solar panels. Fast forward a few year and satellites also began running on solar power as if it were a standard. A discovery by Exxon allowed solar to be available at an inexpensive price in the early 70ââ¬â¢s, dropping from $100/watt to an estimated $20/watt. In addition, oil-rigs used solar energy to power the lights on rigs. Within the following two decades, solar panels were ââ¬Ëused in their microwave towers to expand their telecommunicationâ⬠in Australia. Desert areas also looked to solar energy as a source to water soil, since line-fed power wasnââ¬â¢t an option. Solar energy isnââ¬â¢t the leadingShow MoreRelatedPurpose For A Career In Engineering1025 Words à |à 5 Pagesis right about his perspective, then renewable energy particularly solar and wind powers are among the chief contenders to solve global energy predicament and concurrently advance our energy generation to the next level. To contribute towards acceleration of this transition to humanity is the primary guiding rationality behind my desire to pursue higher education in en gineering. In high school, deeply intrigued by mechanisms and experiments in physics, I frequently took part in the State Science ExhibitionsRead MorePersonal Statement Of Application For Nannomaterials834 Words à |à 4 Pagestodayââ¬â¢s world, especially in dye-sensitized solar cells, I joined the Department of Chemistry to do research on nanotechnology while preparing to take a Masterââ¬â¢s degree in Physics from the same university with a solid foundation in materials science, basic electronics, advanced device electronics, quantum physics, and computational physics. According to the International Energy Agencyââ¬â¢s 2015 World Energy Outlook, a complete de-carbonization of the worldââ¬â¢s energy system is needed for a sustainable developmentRead MoreCan You Bake Cookies Only Using Sunlight?1007 Words à |à 5 Pagessome delicious cookies. What Study of Science is this under? The study of science is Physics. Physics means the natural science which involves the study of things made up atoms or matter, and along with related concepts such as energy and force. The experiment is Physics because we are using heat from the sun, and transferring the heat to the oven. So heat or thermal energy is the measure of the amount of energy that is contained in a material. Heat depends on how much of the material, which wouldRead MoreHow Astrophysics Is The Branch Of Astronomy1152 Words à |à 5 PagesAstrophysics is the branch of astronomy that employs the principles of physics and chemistry to ascertain the nature of the heavenly bodies, rather than their positions or motions in space. A few of the objects studied are the Sun, other stars, galaxies, extrasolar planets, the interstellar medium and the cosmic microwave background. The study of our very own Sun has a special place in observational astrophysics. Due to the tremendous distance of all other stars, the Sun can be observed in a kindRead MoreThe Need to Renewable Sources of Energy1644 Words à |à 7 Pages1.1 INTRODUCTION Energy is vital for human survival and development. Most of todayââ¬â¢s energy comes fossil fuels and Biomass. However these types of fuels are deplitable and emit green house gases e.g. CO2which leads to global warming. (See Fig 1.1).On the other hand, renewable energy is inexhaustible and does not any produce green house gases that can pollute the environment. Therefore there is need to shift to renewable sources of energy. Figure 1.1: A graph showing energy consumption and developmentRead MoreSolar Energy Is The Best Type Of Energy1651 Words à |à 7 PagesWhen you close your eyes and think of solar energy, what do you see? Your response is most likely something positive such as an innovative, efficient, and renewable step forward into the future. Solar is also thought of to be the best type of energy because the sun will never go away. Well, solar energy will have to battle it out with natural gas and oil in the near future. ââ¬Å"As the price of oil and natural gas continues to drop, solar energy looks less desirable as other sources become more affordableRead MoreSylvia Gregorio Case Srtudy1278 Words à |à 6 PagesAnalyst at the Center for Energy Research and Development since March 1982. It is a division of the Philippine Energy Company tasked with the Research and Development activities on renewable energy resources. The division was divided into three departments: the Non Conventional Fuels D epartment (NFD), the Conventional Fuel Department (CFD), and the Program Management and Evaluation Department (PMED). Sylvia was assigned at the Solar Section of the NFD which conducts studies on solar thermal conversion systemsRead MoreThe Power of Green Technology Essay1140 Words à |à 5 Pagesmethods of accomplishing everyday tasks on residential, commercial, and industrial levels. The green energy technologies that are shaping tomorrow are the concepts of various green energies, dynamic green buildings, and the breakthroughs in nanotechnology. There have been countless forms of green renewable energy advancements in the last decade, ranging from biomass energy to geothermal energy. Through biomass research, technologies have been developed to convert biomassââ¬âpant matter such as treesRead MoreA Report On Mass Transport Systems Essay985 Words à |à 4 Pagescause of global warming. In 2013, CO2 accounted for about 82% of all U.S. greenhouse gas emissions from human activities,2 while 72% of the total CO2 emissions are from highway vehicles and over 50% are from cars and light trucks.3There are 28% of energy used for transportation in the U.S..4 More efforts should be put to reduce the transportation dependency on fossil fuel. In the meantime, biofuel and hydrogen are the alternatives to the fossil oil. Alternative types of vehicle is also invented, suchRead MoreNuclear Power Is The Best Source Of Power Essay1730 Words à |à 7 Pagespart of todayââ¬â¢s society involves energy of some sorts. But as our society progresses, the need for better, more efficient power sources must be addressed. Out of all of the choices, the most popular to date is nuclear power. Nuclear power is a growing industry that is getting mixed reviews from various sources. But which side is right? Is nuclear power the future? Or is it just another problem the world will have to deal with? The answer is simple. Nuclear Energy is the future and will power
Saturday, December 14, 2019
Carrefour S.A. Free Essays
tCarrefour S. A. is a large multinational corporation that aims to issue EUR 750 million worth of debt. We will write a custom essay sample on Carrefour S.A. or any similar topic only for you Order Now Consequently, Carrefour must decide the market in which it wants to place its bonds. The company had historically financed growth using securities denominated in the currency of its business operations. However, Carrefourââ¬â¢s investment banks, Morgan Stanley and UBS-Warburg, recently recommended borrowing in British pounds sterling to take advantage of a borrowing opportunity in that currency.This recommendation seems counter-intuitive prima facie, given that the British coupon rate is higher than those in all the other currencies, particularly the Swiss franc. Nevertheless, there are several reasons why investing in the British pound is a good idea. While the nominal interest rate of the Swiss franc is lower than that of the British pound, the real interest rate of the British pound is lower because of the relatively higher inflation rate in the U. K. Moreover, the exchange rate for GBP/EUR (. 628) appears more favorable than the exchange rate of CHF/EUR (1. 53). In addition, we can calculate the implied forward rates to further help us with our decision. We can use the formula F (f. c. /EUR) = (1+i(f. c. ))N/(1+i(EUR))N*S(f. c. /EUR) to find the implied 10 year forward rates: The low forward rates for GBP/EUR suggest that borrowing in British pounds is a wise choice. Next, we must use the implied forward rates to calculate the cash flows for each currency (in Euros). This will allow us to compare each currency and see which one has the smallest cash outflow (which is the best option, since we are issuing debt).We do this by finding the coupon payment in each currency and then dividing it by the implied forward rate for the appropriate year. Using this information, we can see that the cash outflow for the GBP is the smallest, which further suggests that borrowing in British pounds is advantageous. Plus, the cash outflow is greatest for the Swiss franc. We can also use a discounted cash flow analysis to guide our decision. We can take the cash flows we just calculated and discount them to the present time using the risk free rate for each respective country and for the appropriate year.These numbers will be even more helpful and accurate because will they be in terms of todayââ¬â¢s dollars. See below: Once again, it is evident that the smallest cash outflow corresponds with the British pound. While the coupon rate for the GBP is higher, the exchange rate is more favorable, the real interest rate is actually lower, and the coupons paid are lower. All of these factors lead me to conclude that borrowing in British pounds is in the best interest of Carrefour. One final factor to consider is the markups that brokers typically charge to make money for their services.We can find the markup for each currency by subtracting the risk-free rate from the coupon rate. The markup for the Euro is 5. 25% ââ¬â 5. 087% = . 163%. The markup for the GBP is . 001%. The markup for the CHF is . 126%. The markup for the USD is . 087%. As we can see, the markup for the GBP is significantly lower than those of the other currencies. This suggests that the GBP is less risky and has a lower chance of default than the other currencies. It is also another reason for borrowing in British pounds. How to cite Carrefour S.A., Papers
Friday, December 6, 2019
Defining a Heroine free essay sample
The word heroine has many definitions, but a true heroine is a woman who is selfless, and cares about others equally, if not more, than she cares about herself. That being said, because there are so many different ideas and definitions of what a heroine actually is, one must form their own personal view of the word. For instance, the American writer Sylvia Day spoke about her personal heroines and said, My heroines, more often than not, are the ones who are troubled and resistant. Aside from the many ideas, definitions, and interpretations of the heroine, knowing the iterate definition of the word is key to being able to form a personal opinion. To make matters even more confusing, the dictionary definition of the heroine contains around three different explanations of the word. In simple terms, a heroine can either be a mythological or legendary woman who has the qualities of a hero, a woman admired and emulated for her achievements and qualities, or the principal female character in a literary or dramatic work. We will write a custom essay sample on Defining a Heroine or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The first interpretation of the word mentions the idea of a herd, which Is simply the masculine form of the word heroine. Though it is not uncommon to hear a woman be referred to as a hero, a man will never be referred to as a heroine. Other words that are synonyms to the word heroine are words like idol, leading lady, legend, protagonist, and demigoddess. Even though the definition of a heroine Is muddled and somewhat confusing, the definition of what the opposite of a heroine Is completely clear.Overall, a heroine Is a woman who Is selfless, goes to great lengths to help others, is courageous, Is self-effacing, and does what she can for others regardless of the possible personal ramifications. That being said, the direct opposite of a heroine Is a woman who Is selfish, uncaring, conceited, and Is only concerned for her own wellbeing. In simpler terms, the opposite off heroine Is none other than a coward. Though the definition of a heroin Is a bit unclear, It Is certain that a heroine Is not someone who Is weak, cowardly, gutless, or faint-of-heart.What Is also certain about this word Is that there are as many different kinds of heroines as there are defenseless. A heroine can be the leading lady In a novel, someone you Idealize, or someone you know and look up to. For Instance, one of my own personal heroines would without a doubt be my Aunt Adrian. Adrian Is a woman of honesty, determination, drive, love, compassion, generosity, and understanding. She Is someone I look up to, aspire to be like, and have come to regard as a personal heroine.In a completely different sense, Beryl Markham Is the heroine of her novel West With the Night, In the way that she Is the leading lady, but she also displays great amounts of courage, Integrity, and honesty throughout the book. In conclusion, there Is no singular Idea, definition, or Interpretation of the heroine. There are countless Ideas of the heroine but what gives the word meaning Is ones personal Interpretation of the word.Defining a Heroine By intelligentsia mentions the idea of a hero, which is simply the masculine form of the word Even though the definition of a heroine is muddled and somewhat confusing, the definition of what the opposite of a heroine is completely clear. Overall, a heroine is a woman who is selfless, goes to great lengths to help others, is courageous, is self-effacing, and does what she can for others regardless of the possible personal ramifications. That being said, the direct opposite off heroine is a woman who is selfish, uncaring, conceited, and is only concerned for her own wellbeing.In simpler terms, the opposite off heroine is none other than a coward. Though the definition of a heroin is a bit unclear, it is certain that a heroine is not someone who is weak, cowardly, gutless, or faint-of-heart. What is also certain about this word is that there are as many different kinds of heroines as there are definitions. A heroine can be the leading lady in a novel, someone you idealize, or someone you know and look up to. For instance, one of my own personal heroines would without a doubt be my Aunt Adrian. Adrian is a woman of honesty, determination, drive, love, compassion, generosity, and understanding. She is someone I look up to, aspire sense, Beryl Markham is the heroine of her novel West With the Night, in the way that she is the leading lady, but she also displays great amounts of courage, integrity, and honesty throughout the book. In conclusion, there is no singular idea, definition, or interpretation of the heroine. There are countless ideas of the heroine but what gives the word meaning is ones personal interpretation of the word.
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